Custom Insurance Solutions is Utah’s place for Renter’s Insurance
Most apartment buildings are typically only insured by the landlord for the structure itself. Your belongings, in a rental situation, are not covered by that policy. Just as homeowners protect their investments with an insurance policy, the wise renter, in Utah, will protect their assets with a renter’s insurance policy.
Custom Insurance can help with:
- Personal Property: This insurance will cover your personal belongings, such as furniture, in the event that they are damaged by a covered risk. These covered risks can include; theft, destruction, loss, fire, or storm. In addition, renters insurance policies can be written to cover your personal items while outside of the house if an item is stolen or destroyed. It’s important to speak with an insurance agent and get a policy that fits your needs.
- Liability Coverage: These policies are designed to respond against claims of property damage or personal injury caused to 3rd parties when you or your family is at fault.
- Additional Living Expenses: Sometimes things happen that can make your apartment uninhabitable. If this event is listed in your covered risks, as detailed by your policy, this insurance will allow you to live elsewhere & help with the costs incurred while repairs are made.
Utah Renter’s Insurance:
Utah has fairly rapidly changing, but also mostly moderate weather, due to its location, climate, and terrain. However, unexpected things do happen in Utah. If any of your personal property is damaged by a severe snowfall or unrelenting thunderstorm, you are the one who will pay for it all, not your landlord. Having renters insurance, in Utah, can shield your assets from a variety of possible disasters and losses.
Do not underestimate the cost of replacing your possessions, in terms of both monetary and sentimental value. The standard renter (if appliances are not provided by the landlord in the apartment) could have $20,000 worth of items in the kitchen alone.